hr | ReFlex, Hannover Re’s automated underwriting solution, is at the forefront of supporting new underwriting programs for life insurance and enabling carriers’ web, mobile and digital strategies to meet the demands of today’s consumers. With an open and modern architecture, hr | ReFlex leverages powerful technology to improve life insurers’ digital processes while remaining flexible to evolve with new underwriting paradigms. As the digital hub for underwriting, hr | ReFlex integrates easily with existing systems and data sources to enable a dynamic dialogue for risk assessment. The design emphasizes components and functionality that maximize ease of use and streamline implementation. State-of-the-art underwriting rules and question sets are transparent and they can be customized without IT development. As a leading global reinsurer, Hannover Re is trusted by carriers and insurtechs alike for mortality expertise and spirit of partnership, creating industry-changing accelerated underwriting programs with hr | ReFlex. Contact us to learn more about how to transform your business with hr | ReFlex.