The Micruity Platform is a central clearinghouse for communicating, verifying, and aggregating, annuity related data in a secure and frictionless manner. The Micruity platform sits between the key stakeholders required to power lifetime income in defined contribution plans - life insurers, fund managers, and recordkeepers. By using a simple one-time integration to Micruity, defined contribution recordkeepers access multiple annuity/annuity-based investment products, seamless portability of the annuity, and an event-driven application for turning on the payout at retirement.